Up to 70% Course Fee Subsidies & SkillsFuture Credit Eligible
Hands-On Learning & Real-Life Case Studies
Top Trainers who are Veterans in their Fields
Colin Lim
Teaches Mortgage Management
With over 16 year's experience in Mortgage Advisory, Colin brings his extensive knowledge of loan structuring to this programme.
Starting out his career as an engineer, Colin honed his analytical skills in that field, before moving on to the financial sector. Serving in various roles at Maybank and Standard Chartered Bank, Colin consistently achieved his sales targets for Mortgages, CCPL, Insurance and Wealth Products. In his current role as Head of Training at Redbrick Mortgage Advisory, Colin creates the curriculum and facilitates internal staff training for the company on topics such as mortgages,
tele-conversations and managing sales performance.
He also oversees a team of mortgage advisors and has helped homeowners finance more than a total of SGD$1 billion worth of property.
What
You'll Learn
Join Colin in this 15-hour course to understand the mortgage process and make informed decisions for securing the right financing.
Course Title:
Mortgage Management Programme
Course Reference Number:
TGS-2023019716
Mode of Delivery:
Via Zoom | 15 Hours
Weekday & Weekend classes
1
\
Introduction to different Residential Properties
-
Manner of Holding a property
2
\
Valuation
3
\
Customer Requirements
4
\
Interest Rates
-
Penalties of Mortgage Loans
-
Escape clause for such penalties
5
\
Taxation of a client in property purchase
-
Property Tax
-
Buyer Stamp Duty
-
ABSD Remission
6
\
Understanding Loans
-
HDB Home Loan vs Bank Loans
-
Legal and valuation fees
7
\
Basic Loan Structuring
-
Purchase breakdown
-
IWAA
-
MSR
-
TDSR
-
Income
8
\
Sales process on client journey
9
\
AIP and eligibility calculation
10
\
Refinancing savings calculation
11
\
Loan application & list of documentation required
12
\
Loan structure worksheet
13
\
Loan Acceptance
14
\
Loan Engagement
The Training Provider
Unicorn Financial Solutions
Established in 2011, Unicorn Financial Solutions is Singapore's leading independently owned financial solutions provider. Unicorn Financial Solutions is an Accredited Training Organisation under the Institute of Banking and Finance.
> $0.5 bil. assets
Under advice and management
12,000 Clients
served
10 years
of service experience
Financial Partners
As Seen On
Certification
Participants who complete the course and all required assessments will receive a Certificate of Completion by the Approved Training Provider.
Course Fee & Subsidies
Full Course Fee: $2,180.00 (W/ GST)
Up to 70% Course Fee Subsidies Support
SkillsFuture Credit Eligible
As this course is Accredited under the IBF Standards Training scheme, the below subsidies apply:
-
Singapore Citizens aged 40 years old and above will be eligible for 70% co-funding of direct training costs.
-
Singapore Citizens 21-39 years old and PR will be eligible for 50% subsidy.
-
Singaporeans may use their SkillsFuture Credit to offset remaining fees.
-
The remaining payable fee can be offset with your SkillsFuture Credit.