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Red Gradient

Mortgage Management Programme

All you need to know about purchasing real estate in Singapore

Up to 70% Course Fee Subsidies  & SkillsFuture Credit Eligible

Hands-On Learning & Real-Life Case Studies

Top Trainers who are Veterans in their Fields

Colin(Mortgage).jpeg

Colin Lim

Teaches Mortgage Management

With over 16 year's experience in Mortgage Advisory, Colin brings his extensive knowledge of loan structuring to this programme.

Starting out his career as an engineer, Colin honed his analytical skills in that field, before moving on to the financial sector. Serving in various roles at Maybank and Standard Chartered Bank, Colin consistently achieved his sales targets for Mortgages, CCPL, Insurance and Wealth Products. In his current role as Head of Training at Redbrick Mortgage Advisory, Colin creates the curriculum and facilitates internal staff training for the company on topics such as mortgages,
tele-conversations and managing sales performance.

 

He also oversees a team of mortgage advisors and has helped homeowners finance more than a total of SGD$1 billion worth of property.
 

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What
You'll 
Learn

Join Colin in this 15-hour course to understand the mortgage process and make informed decisions for securing the right financing.

Course Title:

Mortgage Management Programme

Course Reference Number:

TGS-2023019716

Mode of Delivery:

Via Zoom | 15 Hours

Weekday & Weekend classes

\

Introduction to different Residential Properties

  • Manner of Holding a property

2

\

Valuation

3

\

Customer Requirements

4

\

Interest Rates

  • Penalties of Mortgage Loans

  • Escape clause for such penalties

5

\

Taxation of a client in property purchase

  • Property Tax

  • Buyer Stamp Duty

  • ABSD Remission

6

\

Understanding Loans

  • HDB Home Loan vs Bank Loans

  • Legal and valuation fees

7

\

Basic Loan Structuring

  • Purchase breakdown

  • IWAA

  • MSR 

  • TDSR

  • Income

8

\

Sales process on client journey

9

\

AIP and eligibility calculation

10

\

Refinancing savings calculation

11

\

Loan application & list of documentation required

12

\

Loan structure worksheet

13

\

Loan Acceptance

14

\

Loan Engagement

The Training Provider
Unicorn Financial Solutions

Established in 2011, Unicorn Financial Solutions is Singapore's leading independently owned financial solutions provider. Unicorn Financial Solutions is an Accredited Training Organisation under the Institute of Banking and Finance.

> $0.5 bil. assets

Under advice and management

12,000 Clients

served

10 years

of service experience

Financial Partners
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As Seen On
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Certification

Participants who complete the course and all required assessments will receive a Certificate of Completion by the Approved Training Provider.

Mortgage Cert.png
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Who Should Attend

  • First-time Home Buyers in Singapore

  • Those interested in Real Estate Investments

  • Anyone interested in learning more about the Mortgage Process in Singapore

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Pre-Requisites

  • Basic english skills (reading and writing)

  • Basic computer skills (downloading files, using Zoom, etc)

Course Fee & Subsidies
Full Course Fee: $2,160.00 (W/ GST)
  • Weekend Classes
    Coming Soon!
  • Weekend Classes
    Coming Soon!
  • Company Sponsored
    SINGAPOREANS AGE 40 & ABOVE After 70% Subsidies: $532.00 SINGAPOREANS AGE 21-39 & PRs After 50% Subsidies: $812.00 *Companies eligible to submit claims for company-sponsored participants include Singapore-based financial Institutions regulated by MAS (licensed or exempt from licensing by MAS) and FinTech firms certified by Singapore FinTech Association (Terms and Conditions apply). SkillsFuture Credit cannot be used to co-fund the programme fees of company-sponsored training programmes.
  • Individual Sponsored
    SINGAPOREANS AGE 40 & ABOVE After 70% Subsidies: $532.00 SINGAPOREANS AGE 21-39 & PRs After 50% Subsidies: $812.00
  • Individual Sponsored
    SINGAPOREANS AGE 40 & ABOVE After 70% Subsidies: $760.00 SINGAPOREANS AGE 21-39 & PRs After 50% Subsidies: $1,160.00
  • Company Sponsored
    SINGAPOREANS AGE 40 & ABOVE After 70% Subsidies: $760.00 SINGAPOREANS AGE 21-39 & PRs After 50% Subsidies: $1,160.00 *Companies eligible to submit claims for company-sponsored participants include Singapore-based financial Institutions regulated by MAS (licensed or exempt from licensing by MAS) and FinTech firms certified by Singapore FinTech Association (Terms and Conditions apply). SkillsFuture Credit cannot be used to co-fund the programme fees of company-sponsored training programmes.
  • Company Sponsored
    SINGAPOREANS AGE 40 & ABOVE After 70% Subsidies: $608.00 SINGAPOREANS AGE 21-39 & PRs After 50% Subsidies: $928.00 *Companies eligible to submit claims for company-sponsored participants include Singapore-based financial Institutions regulated by MAS (licensed or exempt from licensing by MAS) and FinTech firms certified by Singapore FinTech Association (Terms and Conditions apply). SkillsFuture Credit cannot be used to co-fund the programme fees of company-sponsored training programmes.
  • Individual Sponsored
    SINGAPOREANS AGE 40 & ABOVE After 70% Subsidies: $608.00 SINGAPOREANS AGE 21-39 & PRs After 50% Subsidies: $928.00
  • Singaporeans Age 21-39 or SG PR
    Digital Photography with Smartphones After 50% Subsidies: $232.00 (incl. GST) Videography Techniques for Social Media Platforms After 50% Subsidies: $319.00 (incl. GST) Total Payable Course Fee: $551.00
  • Singaporeans Age 40 & Above
    Digital Photography with Smartphones After 70% Subsidies: $152.00 (incl. GST) Videography Techniques for Social Media Platforms After 70% Subsidies: $209.00 (incl. GST) Total Payable Course Fee: $361.00
  • Company Sponsored (Enhanced Training Support for SME)
    SINGAPOREANS AGE 40 & ABOVE After 70% Subsidies: $418.00 SINGAPOREANS AGE 21-39 & PRs After 90% Subsidies: $418.00
  • Self-Sponsored
    SINGAPOREANS AGE 40 & ABOVE After 90% Subsidies: $418.00 (incl. GST) SINGAPOREANS AGE 21-39 & PRs After 70% Subsidies: $638.00 (incl. GST)
  • Company Sponsored (Non-SME)
    SINGAPOREANS AGE 40 & ABOVE After 90% Subsidies: $418.00 SINGAPOREANS AGE 21-39 & PRs After 70% Subsidies: $638.00
  • Company Sponsored (Non-SME)
    SINGAPOREANS AGE 40 & ABOVE After 70% Subsidies: $1223.80 SINGAPOREANS AGE 21-39 & PRs After 50% Subsidies: $801.80
  • Company Sponsored (Enhanced Training Support for SME)
    SINGAPOREANS AGE 40 & ABOVE After 70% Subsidies: $801.80 SINGAPOREANS AGE 21-39 & PRs After 70% Subsidies: $801.80
  • Self-Sponsored
    SINGAPOREANS AGE 40 & ABOVE After 70% Subsidies: $801.80 (incl. GST) SINGAPOREANS AGE 21-39 & PRs After 50% Subsidies: $1223.80 (incl. GST)
  • Self-Sponsored
    SINGAPOREANS AGE 40 & ABOVE After 70% Subsidies: $456.00 (incl. GST) SINGAPOREANS AGE 21-39 & PRs After 50% Subsidies: $696.00 (incl. GST)
  • Company Sponsored (Enhanced Training Support for SME)
    SINGAPOREANS AGE 40 & ABOVE After 70% Subsidies: $456.00 SINGAPOREANS AGE 21-39 & PRs After 70% Subsidies: $456.00
  • Company Sponsored (Non-SME)
    SINGAPOREANS AGE 40 & ABOVE After 70% Subsidies: $456.00 SINGAPOREANS AGE 21-39 & PRs After 50% Subsidies: $696.00
  • What is the class schedule like?
    Total training hours for this course is 24 hours. We have both weekend and weekday classes available. Please chat with our customer service to find out more about the upcoming schedules available.
  • Do I get a certificate after completing the course?
    Yes, you will be able to receive a Certificate of Completion issued by the Training Provider.
  • What is the class size?
    We hold up to 24 pax each class, to ensure each participant has a chance to interact with the trainers.
  • Is the course fee subsidised?
    Singaporeans and Singapore PRs are eligible for the IBF subsidy up to 90%.
  • What is the mode of the training?
    This course is fully conducted online over Zoom.
  • I have registered, what's next?
    Thank you for your registration! You will receive an order confirmation right after you sign up and pay. 1. You will receive a reminder and be added into a class WhatsApp group 2 weeks before the start of your class. 2. Take the 2 weeks to complete course fee payment through SkillsFuture Credit or Paynow/Bank transfer. 3. You are ready to go, See you in class!
  • What do I need to prepare during the class?
    It is advisable to prepare 2 devices to use during the class (Computer, Laptop or Handphone) so that you can easily navigate between Zoom and learning materials.
  • How is the course fee paid?
    This course is SkillsFuture Credit Eligible, you may also choose to pay through Paynow/Bank Transfer.
  • I don’t have any background or experience in Social Media Marketing, can I still join this course?
    Yes, this course is designed for beginners! We will teach you how to set up social media marketing campaigns from the ground up.
  • Registration fee?
    We will collect a $30 registration fee to reserve a spot for you, which this registration fee will be refunded to you upon completion of the course.
  • Weekend Classes
    Face-to-Face Sessions 9am-6pm 14 Oct, 21 Oct, 28 Oct (OA) Note: OA refers to Oral Assessment.
  • Weekday Classes
    Face-to-Face 9am-6pm 15 Nov, 16 Nov, 17 Nov (OA) Note: OA refers to Oral Assessment. 9am-6pm 6 Dec, 7 Dec, 8 Dec (OA) Note: OA refers to Oral Assessment.
  • Weekend Classes
    Coming Soon!
  • Weekday Classes
    Coming Soon!
  • Weekday Classes
    Coming Soon!
  • Weekend Classes
    Coming Soon!
  • What do I need to prepare during the class?
    It is advisable to prepare 2 devices to use during the class (Computer, Laptop or Handphone) so that you can easily navigate between Zoom and learning materials.
  • I don’t have any background or experience in investing, can I still join this course?
    This course is designed for beginner and intermediate investors. Value investing is an investment strategy that involves picking stocks that appear to be trading for less than their intrinsic or book value.
  • I have registered, what's next?
    Thank you for your registration! You will receive an order confirmation right after you sign up and pay. 1. You will receive a reminder and be added into a class WhatsApp group 2 weeks before the start of your class. 2. Take the 2 weeks to complete course fee payment through SkillsFuture Credit or Paynow/Bank transfer. 3. You are ready to go, See you in class!
  • What is the mode of the training?
    This course is fully conducted online over Zoom.
  • Is the course fee subsidised?
    Singaporeans and Singapore PRs are eligible for the IBF subsidy up to 70%.
  • What is the class size?
    We hold up to 24 pax each class, to ensure each participant has a chance to interact with the trainers.
  • What is the class schedule like?
    Total training hours for this course is 24 hours. We have both weekend and weekday classes available. Please chat with our customer service to find out more about the upcoming schedules available.
  • Registration fee?
    We will collect a $30 registration fee to reserve a spot for you, which this registration fee will be refunded to you upon completion of the course.
  • Do I get a certificate after completing the course?
    Yes, you will be able to receive a Certificate of Completion issued by the Training Provider.
  • How is the course fee paid?
    This course is SkillsFuture Credit Eligible, you may also choose to pay through Paynow/Bank Transfer.
Up to 70% Course Fee Subsidies Support
SkillsFuture Credit Eligible

As this course is Accredited under the IBF Standards Training scheme, the below subsidies apply:

  • Singapore Citizens aged 40 years old and above will be eligible for 70% co-funding of direct training costs.

  • Singapore Citizens 21-39 years old and PR will be eligible for 50% subsidy.

  • Singaporeans may use their SkillsFuture Credit to offset remaining fees.

  • The remaining payable fee can be offset with your SkillsFuture Credit.

Course Schedule
  • Weekend Classes
    Coming Soon!
  • Weekend Classes
    Coming Soon!
  • Company Sponsored
    SINGAPOREANS AGE 40 & ABOVE After 70% Subsidies: $532.00 SINGAPOREANS AGE 21-39 & PRs After 50% Subsidies: $812.00 *Companies eligible to submit claims for company-sponsored participants include Singapore-based financial Institutions regulated by MAS (licensed or exempt from licensing by MAS) and FinTech firms certified by Singapore FinTech Association (Terms and Conditions apply). SkillsFuture Credit cannot be used to co-fund the programme fees of company-sponsored training programmes.
  • Individual Sponsored
    SINGAPOREANS AGE 40 & ABOVE After 70% Subsidies: $532.00 SINGAPOREANS AGE 21-39 & PRs After 50% Subsidies: $812.00
  • Individual Sponsored
    SINGAPOREANS AGE 40 & ABOVE After 70% Subsidies: $760.00 SINGAPOREANS AGE 21-39 & PRs After 50% Subsidies: $1,160.00
  • Company Sponsored
    SINGAPOREANS AGE 40 & ABOVE After 70% Subsidies: $760.00 SINGAPOREANS AGE 21-39 & PRs After 50% Subsidies: $1,160.00 *Companies eligible to submit claims for company-sponsored participants include Singapore-based financial Institutions regulated by MAS (licensed or exempt from licensing by MAS) and FinTech firms certified by Singapore FinTech Association (Terms and Conditions apply). SkillsFuture Credit cannot be used to co-fund the programme fees of company-sponsored training programmes.
  • Company Sponsored
    SINGAPOREANS AGE 40 & ABOVE After 70% Subsidies: $608.00 SINGAPOREANS AGE 21-39 & PRs After 50% Subsidies: $928.00 *Companies eligible to submit claims for company-sponsored participants include Singapore-based financial Institutions regulated by MAS (licensed or exempt from licensing by MAS) and FinTech firms certified by Singapore FinTech Association (Terms and Conditions apply). SkillsFuture Credit cannot be used to co-fund the programme fees of company-sponsored training programmes.
  • Individual Sponsored
    SINGAPOREANS AGE 40 & ABOVE After 70% Subsidies: $608.00 SINGAPOREANS AGE 21-39 & PRs After 50% Subsidies: $928.00
  • Singaporeans Age 21-39 or SG PR
    Digital Photography with Smartphones After 50% Subsidies: $232.00 (incl. GST) Videography Techniques for Social Media Platforms After 50% Subsidies: $319.00 (incl. GST) Total Payable Course Fee: $551.00
  • Singaporeans Age 40 & Above
    Digital Photography with Smartphones After 70% Subsidies: $152.00 (incl. GST) Videography Techniques for Social Media Platforms After 70% Subsidies: $209.00 (incl. GST) Total Payable Course Fee: $361.00
  • Company Sponsored (Enhanced Training Support for SME)
    SINGAPOREANS AGE 40 & ABOVE After 70% Subsidies: $418.00 SINGAPOREANS AGE 21-39 & PRs After 90% Subsidies: $418.00
  • Self-Sponsored
    SINGAPOREANS AGE 40 & ABOVE After 90% Subsidies: $418.00 (incl. GST) SINGAPOREANS AGE 21-39 & PRs After 70% Subsidies: $638.00 (incl. GST)
  • Company Sponsored (Non-SME)
    SINGAPOREANS AGE 40 & ABOVE After 90% Subsidies: $418.00 SINGAPOREANS AGE 21-39 & PRs After 70% Subsidies: $638.00
  • Company Sponsored (Non-SME)
    SINGAPOREANS AGE 40 & ABOVE After 70% Subsidies: $1223.80 SINGAPOREANS AGE 21-39 & PRs After 50% Subsidies: $801.80
  • Company Sponsored (Enhanced Training Support for SME)
    SINGAPOREANS AGE 40 & ABOVE After 70% Subsidies: $801.80 SINGAPOREANS AGE 21-39 & PRs After 70% Subsidies: $801.80
  • Self-Sponsored
    SINGAPOREANS AGE 40 & ABOVE After 70% Subsidies: $801.80 (incl. GST) SINGAPOREANS AGE 21-39 & PRs After 50% Subsidies: $1223.80 (incl. GST)
  • Self-Sponsored
    SINGAPOREANS AGE 40 & ABOVE After 70% Subsidies: $456.00 (incl. GST) SINGAPOREANS AGE 21-39 & PRs After 50% Subsidies: $696.00 (incl. GST)
  • Company Sponsored (Enhanced Training Support for SME)
    SINGAPOREANS AGE 40 & ABOVE After 70% Subsidies: $456.00 SINGAPOREANS AGE 21-39 & PRs After 70% Subsidies: $456.00
  • Company Sponsored (Non-SME)
    SINGAPOREANS AGE 40 & ABOVE After 70% Subsidies: $456.00 SINGAPOREANS AGE 21-39 & PRs After 50% Subsidies: $696.00
  • What is the class schedule like?
    Total training hours for this course is 24 hours. We have both weekend and weekday classes available. Please chat with our customer service to find out more about the upcoming schedules available.
  • Do I get a certificate after completing the course?
    Yes, you will be able to receive a Certificate of Completion issued by the Training Provider.
  • What is the class size?
    We hold up to 24 pax each class, to ensure each participant has a chance to interact with the trainers.
  • Is the course fee subsidised?
    Singaporeans and Singapore PRs are eligible for the IBF subsidy up to 90%.
  • What is the mode of the training?
    This course is fully conducted online over Zoom.
  • I have registered, what's next?
    Thank you for your registration! You will receive an order confirmation right after you sign up and pay. 1. You will receive a reminder and be added into a class WhatsApp group 2 weeks before the start of your class. 2. Take the 2 weeks to complete course fee payment through SkillsFuture Credit or Paynow/Bank transfer. 3. You are ready to go, See you in class!
  • What do I need to prepare during the class?
    It is advisable to prepare 2 devices to use during the class (Computer, Laptop or Handphone) so that you can easily navigate between Zoom and learning materials.
  • How is the course fee paid?
    This course is SkillsFuture Credit Eligible, you may also choose to pay through Paynow/Bank Transfer.
  • I don’t have any background or experience in Social Media Marketing, can I still join this course?
    Yes, this course is designed for beginners! We will teach you how to set up social media marketing campaigns from the ground up.
  • Registration fee?
    We will collect a $30 registration fee to reserve a spot for you, which this registration fee will be refunded to you upon completion of the course.
  • Weekend Classes
    Face-to-Face Sessions 9am-6pm 14 Oct, 21 Oct, 28 Oct (OA) Note: OA refers to Oral Assessment.
  • Weekday Classes
    Face-to-Face 9am-6pm 15 Nov, 16 Nov, 17 Nov (OA) Note: OA refers to Oral Assessment. 9am-6pm 6 Dec, 7 Dec, 8 Dec (OA) Note: OA refers to Oral Assessment.
  • Weekend Classes
    Coming Soon!
  • Weekday Classes
    Coming Soon!
  • Weekday Classes
    Coming Soon!
  • Weekend Classes
    Coming Soon!
  • What do I need to prepare during the class?
    It is advisable to prepare 2 devices to use during the class (Computer, Laptop or Handphone) so that you can easily navigate between Zoom and learning materials.
  • I don’t have any background or experience in investing, can I still join this course?
    This course is designed for beginner and intermediate investors. Value investing is an investment strategy that involves picking stocks that appear to be trading for less than their intrinsic or book value.
  • I have registered, what's next?
    Thank you for your registration! You will receive an order confirmation right after you sign up and pay. 1. You will receive a reminder and be added into a class WhatsApp group 2 weeks before the start of your class. 2. Take the 2 weeks to complete course fee payment through SkillsFuture Credit or Paynow/Bank transfer. 3. You are ready to go, See you in class!
  • What is the mode of the training?
    This course is fully conducted online over Zoom.
  • Is the course fee subsidised?
    Singaporeans and Singapore PRs are eligible for the IBF subsidy up to 70%.
  • What is the class size?
    We hold up to 24 pax each class, to ensure each participant has a chance to interact with the trainers.
  • What is the class schedule like?
    Total training hours for this course is 24 hours. We have both weekend and weekday classes available. Please chat with our customer service to find out more about the upcoming schedules available.
  • Registration fee?
    We will collect a $30 registration fee to reserve a spot for you, which this registration fee will be refunded to you upon completion of the course.
  • Do I get a certificate after completing the course?
    Yes, you will be able to receive a Certificate of Completion issued by the Training Provider.
  • How is the course fee paid?
    This course is SkillsFuture Credit Eligible, you may also choose to pay through Paynow/Bank Transfer.

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